Back to the Basics

Our office has been thinking a lot about the conversations we’ve been having with clients throughout this year, especially recently. It has been interesting, I’ll give it that. There have been many questions about what feels like much uncertainty out there. What’s going on with the markets? What about the housing market slowing down? When will a recession start? How much will interest rates go up? While these are the external pieces, what they really seem to translate into is, will I be, ok? Will my funds in retirement last? How will all of this play out? We take all of this to heart. 

Being in the wealth management business for three decades and working directly with you on the things which matter most, we fully understand your concerns. We also know the emotional side of investing, especially during periods like we are in now. We live it daily. However, we also want to share that we firmly believe in the basic foundations on which investing is built. What do I mean? Diversification matters. You do not lose money unless you sell. Market volatility presents buying opportunities for long-term investors. Investing is about time, patience, averages, and confidence in a solid infrastructure. There will always be a give and take between short-term information and market performance and how it translates into long-term planning. It’s probably the most challenging part of our business. Sometimes it makes some sense to get back to the basics. It can help with clarity and expectations when the waters are rough.    

If we could say one thing to you, it would be that this too shall pass. We graciously appreciate your trust and confidence in the work we do. Please give us a call if you have questions or would like to get together. 

Investing involves risk. No investment strategy can guarantee positive results. Loss, including loss of principal, may occur. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Keep in mind that current and historical facts may not be indicative of future results. Diversification is an investment strategy that can help manage risk within a portfolio, but it does not guarantee profits or protect against loss in declining markets.

This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. (C) Twenty Over Ten