facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause
Perspective  Thumbnail


As we begin to move into the end of the year, it seems like much of the focus in 2022 has been on market volatility and the economy. While these are important, and we watch them closely related to all we do, I encourage all of us to take a step back and think about what long term financial planning really means.

Creating a true comprehensive financial plan encompasses many things, such as goals and objectives, taxes, risk management, lifestyle, economics, employer benefits, health, legacy, and investing. Gaining an understanding of how everything fits in the overall plan is the best opportunity for clarity. When we get to the investing part, this is the area where we believe the plan should drive how money is invested and not the other way around. 

Please keep in mind that your financial plan will last your entire life, and possibly extend into future generations. The money that supports this will also be there just as long and must be viewed in that light.

We hope this provides some perspective. It’s important.  

Investing involves risk. No investment strategy can guarantee positive results. Loss, including loss of principal, may occur. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Keep in mind that current and historical facts may not be indicative of future results. Diversification is an investment strategy that can help manage risk within a portfolio, but it does not guarantee profits or protect against loss in declining markets.

This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. (C) Twenty Over Ten