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Our Comprehensive List of Services Thumbnail

Our Comprehensive List of Services

Our team has the skills and expertise to oversee every aspect of your wealth. Because there are many moving parts within your portfolio, achieving true wealth optimization can often be complex. Fortunately, our skilled team has the expertise to oversee each piece, ensuring everything works together in one cohesive plan toward your defined goals. See our comprehensive list of services below, and please don’t hesitate to contact our team to ask questions and learn more about what we offer.

Financial Planning

  • Development of a personalized financial plan
  • Asset and liability analysis
  • Construction of a personal balance sheet
  • Consultation on current diversification, portfolio overlap, and sources of risk
  • Aggregation of outside assets
  • Client access to interactive planning tools
  • Cash-flow and retirement projections
  • Scenario analysis
  • Explanation of guaranteed income sources
  • Strategies for concentrated positions
  • Analysis of employer retirement plans and executive compensation
  • Charitable giving strategies
  • Major purchase analysis and planning
  • Education and guidance on mortgage options
  • Periodic assessment of our progress

Asset Management

  • Strategies for accumulation, preservation, and income
  • Access to institutional money management partners
  • Goals-based portfolio management
  • Close monitoring and control over investment costs
  • Active and passive investing strategies
  • Tactical and tax-managed portfolios
  • A robust platform of separately managed accounts
  • Access to individual bond solutions
  • Distribution strategies for predictable income
  • Cash management solutions and access to securities-based lending
  • Regular portfolio rebalancing to manage risk
  • The ability to transition assets in-kind for tax planning purposes
  • Consideration around existing employer plans and assets
  • Access to outside experts via our business partners
  • Ongoing monitoring and research of the industry and opportunities

Tax Efficiency Strategies and Risk Management

  • A focus on the tax-implications of planning and investment decisions
  • Tax-managed investment solutions with the goal of maximizing after-tax return
  • The ability to integrate and plan around highly concentrated securities
  • Evaluation of taxes on insurance and annuity products
  • Tax-projections as part of financial and cash flow planning
  • Charitable giving and gifting strategies as a tool for tax management
  • Executive benefit review including options, etc.
  • Monitoring of ever-changing tax laws
  • Insurance gap and needs-analysis relating to assets and long-term planning
  • Evaluation of life and long-term care insurance as part of the plan
  • Education on types of insurance and potential use

Legacy and Multi-Generational Planning

  • Estate planning and general education
  • Family coordination
  • Help with asset titling and beneficiary considerations
  • Educational funding solutions
  • Charitable giving strategies and legacy planning
  • Assistance establishing Donor Advised Funds and charitable trusts
  • Referrals and connections with local estate planning attorneys and specialized resources

Investing involves risk. No investment strategy can guarantee positive results. Loss, including loss of principal, may occur. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Keep in mind that current and historical facts may not be indicative of future results. Diversification is an investment strategy that can help manage risk within a portfolio, but it does not guarantee profits or protect against loss in declining markets.

This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. (C) Twenty Over Ten