Our Comprehensive List of Services

Our team has the skills and expertise to oversee every aspect of your wealth. Because there are many moving parts within your portfolio, achieving true wealth optimization can often be complex. Fortunately, our skilled team has the expertise to oversee each piece, ensuring everything works together in one cohesive plan toward your defined goals. See our comprehensive list of services below, and please don’t hesitate to contact our team to ask questions and learn more about what we offer.

Financial Planning

Development of a personalized financial plan
Asset and liability analysis
Construction of a personal balance sheet
Consultation on current diversification, portfolio overlap, and sources of risk
Aggregation of outside assets
Client access to interactive planning tools
Cash-flow and retirement projections
Scenario analysis
Explanation of guaranteed income sources
Strategies for concentrated positions
Analysis of employer retirement plans and executive compensation
Charitable giving strategies
Major purchase analysis and planning
Education and guidance on mortgage options
Periodic assessment of our progress

Asset Management

Strategies for accumulation, preservation, and income
Access to institutional money management partners
Goals-based portfolio management
Close monitoring and control over investment costs
Active and passive investing strategies
Tactical and tax-managed portfolios
A robust platform of separately managed accounts
Access to individual bond solutions
Distribution strategies for predictable income
Cash management solutions and access to securities-based lending
Regular portfolio rebalancing to manage risk
The ability to transition assets in-kind for tax planning purposes
Consideration around existing employer plans and assets
Access to outside experts via our business partners
Ongoing monitoring and research of the industry and opportunities

Tax Efficiency Strategies and Risk Management

A focus on the tax-implications of planning and investment decisions
Tax-managed investment solutions with the goal of maximizing after-tax return
The ability to integrate and plan around highly concentrated securities
Evaluation of taxes on insurance and annuity products
Tax-projections as part of financial and cash flow planning
Charitable giving and gifting strategies as a tool for tax management
Executive benefit review including options, etc.
Monitoring of ever-changing tax laws
Insurance gap and needs-analysis relating to assets and long-term planning
Evaluation of life and long-term care insurance as part of the plan
Education on types of insurance and potential use

Legacy and Multi-Generational Planning

Estate planning and general education
Family coordination
Help with asset titling and beneficiary considerations
Educational funding solutions
Charitable giving strategies and legacy planning
Assistance establishing Donor Advised Funds and charitable trusts
Referrals and connections with local estate planning attorneys and specialized resources

Investing involves risk. No investment strategy can guarantee positive results. Loss, including loss of principal, may occur. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Keep in mind that current and historical facts may not be indicative of future results. Diversification is an investment strategy that can help manage risk within a portfolio, but it does not guarantee profits or protect against loss in declining markets.

This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. (C) Twenty Over Ten